Important Disclaimers and Legal Information
Please read these important disclaimers carefully before using our services. By accessing our website and services, you acknowledge and agree to these terms and limitations.
Past performance does not guarantee future results.
Financial planning involves various risks, and outcomes may vary based on individual circumstances and market conditions.
General Service Disclaimer
The information and services provided by Oralythivenqo are for general informational purposes only and should not be considered as personalized financial advice for your specific situation. We provide consultation and guidance based on general financial principles and your provided information.
Our consultations are informational in nature and do not constitute professional financial advisory services as regulated by financial authorities. Always consult qualified professionals before making significant financial decisions.
Limitation of Liability
By using our services, you agree to the following liability limitations that protect both parties while ensuring fair service delivery:
- We are not liable for any direct, indirect, incidental, or consequential damages arising from the use of our consultation services.
- Our liability is limited to the amount paid for our subscription services in the preceding 12 months.
- We do not guarantee specific financial outcomes or results from following our guidance or recommendations.
- Users assume full responsibility for their financial decisions and any consequences thereof.
Information Accuracy and Currency
While we strive to provide accurate and up-to-date information during our consultations, financial markets and regulations change frequently. Information provided may become outdated, and we cannot guarantee its continued accuracy or relevance.
All information and services are provided "as is" without warranties of any kind, either express or implied, including but not limited to merchantability or fitness for a particular purpose.
Individual results may vary based on personal circumstances, market conditions, and implementation of guidance.
Third-Party Links and Resources
Our consultations may reference external websites, tools, or resources for additional information or context.
We do not endorse or assume responsibility for the content, accuracy, or practices of any third-party websites or services referenced during our consultations.
Financial Services Disclaimer
Oralythivenqo provides general financial planning consultations and guidance services. We do not provide regulated financial advisory services, manage assets, or offer specific product recommendations.
Any discussions about market dynamics or financial instruments are for informational purposes only and should not be considered as recommendations to buy or sell any financial products.
Always consult with licensed financial advisors, tax professionals, and legal experts before making significant financial decisions or implementing strategies discussed in our consultations.
Client Testimonials and Success Stories
Any testimonials or success stories shared represent individual experiences and outcomes. These examples should not be interpreted as typical or guaranteed results for all clients.
Your results may differ significantly based on your unique financial situation, goals, market timing, and how you implement any guidance received.
Health and Wellness Financial Planning
When discussing health-related financial planning topics, our guidance is for informational purposes only and does not constitute medical or healthcare advice.
Always consult healthcare professionals for medical decisions and qualified financial advisors for health-related financial products like insurance or medical savings accounts.
Jurisdiction and Governing Law
These disclaimers and our service terms are governed by Malaysian law and subject to the jurisdiction of Malaysian courts.
Regional Legal Variations
Financial regulations and consumer protection laws may vary by region. Clients are responsible for understanding their local legal requirements and ensuring compliance with applicable regulations.
Applicable Law
This disclaimer and all related matters are governed by the laws of Malaysia, without regard to conflict of law principles.
Dispute Resolution Process
Any disputes arising from our services shall first be addressed through good faith negotiation. If unresolved, disputes may be subject to mediation or arbitration as provided in our terms of service.
Client Indemnification
Clients agree to indemnify and hold harmless Oralythivenqo from any claims, damages, or expenses arising from their use of our services or implementation of any guidance provided during consultations.
Severability of Terms
If any provision of this disclaimer is found to be unenforceable or invalid, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.
Disclaimer Modifications
We reserve the right to modify this disclaimer at any time. Changes will be posted on our website with an updated effective date. Continued use of our services constitutes acceptance of any modifications.
Last Updated: August 14, 2025
Contact Information for Legal Matters
For questions about this disclaimer or legal matters related to our services, please contact us using the information below.
Jalan Perda Utama, 14000 Bukit Tengah, Seberang Perai, Penang, Malaysia
Age Requirements
Professional financial planning consultations designed to help you navigate your financial journey with confidence and clarity.: Professional financial planning consultations designed to help you navigate your financial journey with confidence and clarity.